Empowering Communities for Financial Inclusion
"Koba" simplifies the management of group finances, enhances communication among group members, and provides a platform for financial empowerment. It's a versatile tool designed to facilitate collaborative financial activities and promote responsible financial practices within communities.
* Requires iOS 7.0 or higher
We Make You Surprised
The "Koba" mobile app is a financial tool designed to support group savings and lending activities, typically in the form of rotating savings and credit associations or informal lending groups. "Koba" offers the following key functionalities and features:
Easy Messaging
This app allows you to easily message groups. You can send messages to all of your groups from within the app and chat with them directly. This makes it easy to collaborate with your group members and communicate with them quickly and easily.
Payment Proof
This app allows you to easily submit proof of payment. You can upload a picture or paste your transaction payment SMS within the app for quick verification. This makes it easy to submit your payment proof and ensure that your transaction is completed on time.
Loans status and eligibility
This app allows you to check your loan status and eligibility easily. You can check the status of your existing loan, its end date, and repayment amount within the app. You can also determine if you're eligible for a new loan by checking eligibility criteria and requirements.
Group Management Tools
This feature allow group administrators to manage their lending group more effectively. They could add or remove members, track loan repayments, and send reminders to group members who are late on their payments.
Community forum
The app could offer a community forum where group members can discuss financial topics, share tips and advice, and connect with other members of their lending group.
Unique App Screens
Unique design that provide a well-rounded user experience for the "Koba" app, ensuring that members can effectively manage their group's financial activities, stay informed, and foster a strong sense of Community.
Manage your groups easily
This app allows you to easily manage your groups. You can create, manage, and edit your groups from within the app, and keep track of your members' activities such as Contributions, Loans, Sessions and many more. This makes it easy to manage your daily activities and reach your goals.
Dark Theme Feature
This app has the ability to switch between light and dark modes, so you can choose between a light or dark theme based on your preference. The dark theme helps to protect your eyes and makes it easier to read in low-light environments.
Multiple Languages
This app features multiple languages, so you can choose to use either Swahili or English based on your preference. You can switch languages at any time and enjoy using the app in your preferred language.
A tools that work for you
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* Empowering Financial Growth
Our app provides a seamless platform for managing group savings and loans, empowering you to take control of your financial growth.
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* Easy and Convenient
Enjoy the convenience of managing your groups and transactions right from your fingertips.
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* Secure and Transparent
Your security is our top priority. Koba app employs the latest security measures to protect your sensitive information.
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* Personalized Financial Insights
Track your loan repayments, savings goals, and credit history, empowering you to make informed financial decisions.
Available on iPhone, iPad and all Android devices from 5.5
Users Feedback
We take user feedback seriously, and we're always looking for ways to make the app more user-friendly, more reliable, and more effective. Your feedback is essential to helping us achieve our goal of providing you with the best possible user experience.
We are Collecting User reviews...
Troubles with Koba App?
Checkout the Most Frequent Asked Questions (FAQ)
How does Koba work?
Koba allows individuals to form groups and pool their savings. Members can then borrow from the group's collective savings at affordable interest rates. It promotes financial inclusion and empowers individuals to access loans without relying on traditional financial institutions.
Can I join multiple groups?
Yes, you can join multiple groups on the Koba app. Each group operates independently, and you can actively participate in multiple savings and loan communities simultaneously.
Is my personal information secure?
Absolutely. We prioritize the security and confidentiality of your personal information. Our app implements robust security measures, including encryption and data protection protocols, to ensure your data remains safe and secure.
How can I track my loan repayments?
The Koba app provides a comprehensive dashboard where you can easily monitor your loan repayments. You will receive notifications and reminders for upcoming payments, helping you stay on track with your financial obligations.
Can I withdraw my savings anytime?
While you contribute to the group's savings pool, withdrawing your savings may be subject to the rules and guidelines set by the group. Each group has its own policies regarding withdrawal, which ensures fairness and the financial stability of the community.
How is creditworthiness determined?
Koba considers various factors to assess creditworthiness, including your payment history, savings activity, and participation in the community. By actively engaging in the group and demonstrating responsible financial behavior, you can improve your creditworthiness over time.
What happens if a member defaults on a loan?
In case of loan defaults, Koba implements a fair and transparent process. The group collectively manages and addresses such situations, ensuring appropriate actions are taken to resolve the issue while maintaining the integrity of the community.
Our Latest News
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Founder of KobaApp at 40Days40Fintech Tanzania
On Day 40 of the #40Days40FinTechs initiative for Tanzania, Emmanuel Zakayo, the Founder of a Kobaapp, shared the story of the Koba app, which digitizes Savings and Credit Groups. The Koba app simplifies the management of group finances, facilitates communication among group members, and provides a platform for financial empowerment within communities. Users can create digital savings groups on the app, manage group finances digitally, and apply for credit electronically.
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Koba Free
Free- 20 Group Member
- 5 GB of Storage
- Theme Customization
- 24/7 Free Support
- Security Suite
Koba Pro
$ 2.39 / monthly- Unlimited Members
- 10 GB of Storage
- Theme Customization
- 24/7 Free Support
- Security Suite
Note! Prices may vary from location to location due to local taxation laws and conversion rates from U.S. Dollars.
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